Types of Loans

A Few Commercial Financing Products!

One of the main advantages of our program is the wide variety of commercial financing products and instruments we offer our clients. We have a most comprehensive array of financing products  that will be of great benefit to you and your company. We are able to handle small deals in the $25,000 range and larger, more complex deals in the multi-million dollar range. 1st Capital Finance is a full service commercial finance broker and consultant with over 42 financial products and solutions to finance and educate any business.

 

Below is a brief summary of some of the types of transactions available:

 

Working Capital  

Green Money With A Hand

If you have credit card, cash or receivables cash flow, we can use your projections to provide a lump sum now. Or, collateralize your free and clear valuables that will appraise! There are many methods to achieve a lump sum payout within a week. Also, we have lenders willing to review only one or two months bank statements to lend within ten days. Call today and tell us your story!! 

 

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Inventory Financing 

 Inventory Financing

Inventory financing is a line of credit secured by your company’s inventory. This type of financing can help to free up some of the cash a business may have tied up in inventory for more pressing needs. There are numerous scenarios that would make this financing instrument a viable option. For instance, a business may enjoy a high inventory turnover rate but is short of the cash needed to replenish its supply, or a business has a warehouse of goods ready to ship, but is short of cash to buy supplies for the next production cycle. Also, inventory financing can be great for businesses who maintain high levels of inventory which ties up most of their cash. Traditional banks do not offer this type of financing, which makes our program unique.

 

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Franchise Financing

franchise-financing

Thousands of franchises that open up each year. A lot of banks are not comfortable with financing franchises because they don’t understand them. Through our services, you will have a specific program specially designed to finance your franchise.

 

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Church Financing

Church Financing

These days there are not too many lenders willing to lend to churches since they are nonprofit organizations.

 

We have a niche product that caters to churches who wish to refinance, purchase, or construct the real estate that a church would have regardless of credit. Terms vary with rates at 5% fixed for a term of 5 to 7 years with a 25 year amortization with the loan being non-recourse.

 

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Large Project Financing

 Large Project Funding

This is one type of financing that we are able to offer both nationally and internationally. 1st Capital Finance can get you the funding for large projects. Projects could consist of a development project, venture capital for a new idea, gas and mining exploration financing, equity financing, mezzanine financing and many more. These deals usually range from $5,000,000 to $500,000,000 or more.

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Sale-Leaseback Financing

Sale-Leaseback Financing

Sale-leaseback financing is designed to unlock the equity your business has in its assets (like machinery and equipment), and convert that equity into cash. This is a very lucrative niche financing product. Big banks and local banks do not offer this type of financing. Best of all, our lenders can finance good and bad credits.

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Consumer Finance Programs

 

consumer-finance-program

 

We have the unique ability to offer literally any type of business financing programs and options for you customers to take advantage of. This applies to almost any business that sells a service or item that costs $10,000 or less to consumers.

 

Our specialist of this type can finance any consumer with credit scores as low as a 620 fico score. This allows your business to ultimately sell more goods and services to customers that do not have the cash to purchase whatever is being sold. 

 

Typical businesses may include but limited to: jewelry stores, tuition fees, seminars, travel agencies, tax agencies, gym memberships, furniture, security systems, weight loss programs, medical procedures, buyers clubs and many more!

 

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Medical Professional Loans

medical-loans-for-doctors

1st Capital Finance can provide financing to professionals such as physicians, surgeons, dentists, veterinarians, and chiropractors.

From medical practice start-ups, to acquisitions, partner buy-ins, equipment financing & specialized working capital loans, providing any type of financing to any medical professional.